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Monday, February 12, 2024

Money can be a touchy subject, especially regarding our closest relationships. Whether we like it or not, finance plays an integral role in our partnerships, families, and friendships. So, how can we foster healthy attitudes and...

Tuesday, February 6, 2024

In the ever-evolving financial landscape, staying informed about the latest changes and potential implications for your retirement savings is crucial. Shifts in retirement regulations define 2024, and we’re committed to keeping...

Tuesday, January 23, 2024

It’s a fun time of year for football fans. The NFL playoffs are starting, and the Big Game is just around the corner. While football fans will tune in for the matchups, commercials, and Usher’s Big Game halftime show, you...

Tuesday, January 9, 2024

With the start of the new year, we wanted to discuss a topic that will likely garner attention throughout 2024: the potential sunsetting of the Tax Cuts and Jobs Act (TCJA) in 2025. Although some of the provisions within the TCJA are...

Monday, December 11, 2023

Your Child is Turning 18: Handling Healthcare, Academics, and Finances Together As your child blows out the candles on their 18th birthday, you may still see your baby girl or boy. But in the eyes of the law your child is considered a...

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Monday, December 4, 2023

As we get ready to turn the page on 2023 and welcome the new year with all its possibilities, we’d like to take some time to reflect on the year that was—the notable events, trends, and developments that defined our...

Monday, November 20, 2023

If you or a loved one has been diagnosed with Alzheimer's disease or any other form of dementia, this can be an extremely challenging time. While promising new treatments are developing and research continues, a cure remains elusive....

Wednesday, November 8, 2023

Divorce is one of the most stressful life events. Even the most amicable splits can be complicated and emotionally draining. We likely all know couples who have gone through divorce, and it can be a trying time for everyone involved....

Wednesday, November 1, 2023

While we haven’t yet said goodbye to 2023, it’s not too early to begin thinking about any tax changes that may be on the horizon. The Tax Cuts and Jobs Act (TCJA) of 2017 was designed to overhaul the federal tax code by...

Tuesday, October 17, 2023

SECURE 2.0: Changes Going Into Effect in 2024 Passed in 2019, the SECURE Act was the most substantial retirement legislation in over a decade. It contained important changes designed to help investors save more and be better prepared...

Tuesday, October 3, 2023

Time to Think About Year-End Financial Strategies As we roll into fall and the fourth quarter, now is a good time to pause and reflect on proactive ways to set up your finances for 2024. Economically speaking, we are now in a much...

Tuesday, September 26, 2023

While artificial intelligence (AI) is making headlines today, the concept of "thinking machines" can be traced back to ancient philosophers and mathematicians. The phrase artificial intelligence was first used in the mid-20th century,...

Tuesday, September 12, 2023

Social Security, the program you may have spent a lifetime paying into, is designed to offer stability, supplemental income, and other valuable benefits that can play a role in your overall financial strategy after you retire. We've...

Tuesday, September 5, 2023

If you ask the average investor which month is the most volatile for the stock market, they will probably say October. It's a reasonable answer, but it's incorrect. Despite October's reputation for market-defining events like the...

Thursday, August 31, 2023

In my experience as a financial professional, I have found no financial product to be more polarizing than an annuity. Some folks love them, but others consider annuity to be a bad word.  Even financial advisors of different types...

Tuesday, August 22, 2023

As financial professionals, we understand how vital it is to safeguard your personal and financial information. Unfortunately, in our increasingly digital world, cybersecurity risks, such as phishing attacks, have become a prevalent...

Monday, August 7, 2023

You’ve done a great job teaching your children vital life lessons and instilling values that will last a lifetime. As summer ends and a new school year begins, one thing that shouldn’t be overlooked, especially for...

Tuesday, August 1, 2023

Changes are coming to the complicated form that students must submit to qualify for college financial aid, known as the Free Application for Federal Student Aid (FAFSA). The Department of Education is calling it the “most...

Tuesday, July 25, 2023

IntroductionOver the last several months, I have met with quite a few self-proclaimed do-it-yourself (DIY) investors who, after struggling with the markets in 2022, approached me asking for a second opinion. Interestingly, almost every...

Thursday, July 20, 2023

Have you ever wondered if a Roth conversion was right for you? Does tax-free income make sense given your current and expected tax rate? Find out the answers to these questions and how a qualified Financial Advisor can help.

Tuesday, July 11, 2023

Changes to 529 Plans in the SECURE 2.0 ActThe SECURE Act was initially passed by Congress at the end of 2019 and was intended to improve retirement savings opportunities. It was a big deal at the time and the most significant piece of...

Thursday, July 6, 2023

What if your child needs braces? The cost may be as much as $6,000 for metal braces—more modern versions can run as much as $13,000. Your health insurance may cover only a portion of the cost. If you're well past the braces stage...

Tuesday, June 27, 2023

Thursday, June 22, 2023

Getting your affairs in order and outlining what you want done with your estate after you’re gone is one of the greatest gifts you can leave your loved ones. However, not preparing for the transfer of your assets can lead to...

Wednesday, June 14, 2023

Senior care costs can be overwhelming, particularly when long-term care is required due to illness or medical conditions. With the number of seniors in the U.S. expected to rise exponentially by 2030, it's crucial to be prepared for...

Thursday, May 25, 2023

Estate management can be a complex and daunting task for many people, but it’s a critical step in helping your assets get managed and distributed according to your wishes.One popular tool that can be used in estate strategies is...

Thursday, May 11, 2023

Economies move in cycles – always have, always willThe Federal Reserve has been steadily increasing interest rates in an attempt to slow the rate of inflation. Its efforts are yielding some results, although inflation remains...

Friday, April 28, 2023

Fun fact: You probably have dozens of credit scores out there, and each one might be a different number.You’re probably familiar with a credit score, why it’s essential, and what it’s used for, but do you know how...

Monday, April 17, 2023

Discussing personal finances is important for any couple preparing for marriage. However, this topic can be more complicated for those who remarry later in life.If you’re remarrying later in life, one of your goals should be to...

Wednesday, April 12, 2023

As we get older, it’s important that our adult children are prepared to manage any aging-related situations that may arise. This includes everything from having to make medical and financial decisions to determining assisted...

Monday, March 20, 2023

Every parent wants the best for their children and strives to prepare them to lead a happy, healthy, and successful life. But, despite understanding the importance of financial responsibility, only 28 percent of parents speak to their...

Monday, March 6, 2023

Transitioning from Private Health Insurance Plans to MedicareAs you approach retirement age, you may be anticipating transitioning from your private insurance to Medicare, which is a federal health insurance program that provides...

Tuesday, February 21, 2023

Our panelists of Certified Planning Professionals met and discussed today's hottest topics including inflation, recession, debt ceiling, and what happens now.

Wednesday, February 15, 2023

According to the Investment Company Institute, near the end of 2022, there was more than $4.7 trillion in cash sitting in U.S. money market funds.1,2While cash can play a role in a diversified portfolio, historically, cash has not kept...

Wednesday, February 8, 2023

By 2040, the U.S. Census Bureau estimates that 80 million people in the U.S. will be age 65 or older.1 Most of these senior adults will either want to—or need to—"age in place," living in their homes securely, independently...

Thursday, January 26, 2023

The New Year always seems to bring a change of some sort, from beginning a new health regimen to becoming more intentional with your finances by developing a spending plan. This year, retirement savers have gotten an added wrinkle to...

Monday, November 7, 2022

Bears, Bulls, Doves, Hawks, Donkeys and Elephants: Navigating UncertaintyWondering how the mid-term elections will affect your portfolio and if you should make changes in light of this? Watch our replay to learn more about this as well...

Tuesday, October 4, 2022

Our experts at Visionary Horizons gather to briefly discuss the current state of the markets and economy including interest rates. Click here to watch now.

Tuesday, August 9, 2022

Politicians, economists and talking heads alike continue to debate whether we have entered a recession. Recessions have been officially declared by the National Bureau of Economic Research, a committee of economists who defines a...

Friday, July 1, 2022

Our experts at Visionary Horizons gather to discuss the major trends in the market, and they help sort through the noise and provide a visionary path through the volatility. Click here to watch now.

Wednesday, May 4, 2022

One of the biggest decisions you will make in your estate plan is determining whom is best to serve in important roles such as executor, trustee, etc. While it is often best to name a family member to serve, this may not always be...

Tuesday, March 1, 2022

We often hear from folks that are looking to maximize their savings opportunities prior to retirement. Perhaps you are already taking full advantage of employer retirement plan contributions, contributing all you can to IRAs and Roth...

Friday, February 4, 2022

Our experts at Visionary Horizons gather to discuss the major trends in the market, and they help sort through the noise and provide a visionary path through the volatility.Click here to watch now.

Saturday, January 1, 2022

If you have filled up your gas tank or bought the family groceries it has been hard to ignore the rising prices. This has spilled over to many consumer and household goods as well due to strong demand and continued bottlenecks in the...

Wednesday, December 1, 2021

The end of the year is often one of the busiest times for our advisors both professionally and personally. Additionally in 2021, we continue to monitor pending legislation that could have a major impact on our clients. The Build Back...

Tuesday, August 31, 2021

Five of our expert advisors share common questions being asked of them and provide their answers and guidance accordingly.Click here to watch now.

Thursday, July 1, 2021

Just the other day at a social gathering, I was met with a question one might ask a financial advisor. "Where is the market headed from here?" I gave my usual answer: "My educated guess is up, over the long-term." But this time it...

Saturday, May 1, 2021

Regardless of if you are a recent graduate, mid-career professional, approaching or in retirement I would offer the same advice for life: "Don't get too comfortable." My experience has shown that the most rewarding and beneficial...

Thursday, April 1, 2021

Bernie Madoff, who swindled thousands of investors to the tune of over $10 billion by way of his infamous Ponzi Scheme, passed away last week while serving a 150-year prison sentence. [1] While Madoff has become known as one of...

Tuesday, March 30, 2021

Five of our expert advisors share common questions being asked of them and provide their answers and guidance accordingly.Click here to watch now.

Thursday, March 25, 2021

With renewed concerns over higher future tax rates, Roth IRAs are being given a closer look by many investors. As the tax code can be a landmine to navigate, there are a number of traps to avoid with regards to Roth IRAs. We take a...

Tuesday, September 29, 2020

There are many uncertainties in the market including the various possible outcomes of the upcoming elections. Sign in and watch the experts at Visionary Horizons use an unpolitical approach to answering your questions on what to expect...

Wednesday, July 1, 2020

While the The Coronavirus Aid, Relief, and Economic Security Act (aka the CARES Act) did postpone the deadline for tax filing from April 15th to July 15th, those taxes will soon become due. For those that may be feeling the pinch from...

Friday, June 19, 2020

Sign in and watch the experts at Visionary Horizons answer your questions on what is happening in the market.

Monday, May 18, 2020

It is human nature to try to make sense of the unknown. In this time of great uncertainty, it is not surprising that some investors may be tempted to try to use perceived market patterns or indicators to their advantage. This can take...

Thursday, March 19, 2020

During this current period of isolation and shared sacrifice, it is important to remember what we can do to avoid cabin fever and stay connected with our friends, family and community. Below are 5 ways to avoid the cabin fever blues...

Thursday, February 6, 2020

Sign in and watch Nick Hughes present some of the most important changes impacting your IRAs from the new legislation known as the SECURE Act.

Monday, January 20, 2020

Market Insights – A Review of 2019 and a Preview of 2020On January 17, Roger Kiger presented our Semi-Annual Market Review and Outlook. Please click here to register and watch the recording.Please submit any questions to...

Wednesday, December 18, 2019

In 2020, retirement planning is expected to experience the first major shakeup since the Pension Protection Act of 2006. The Setting Every Community Up for Retirement Enhancement Act (SECURE Act) was attached to a bipartisan spending...

Thursday, November 21, 2019

I regularly hear stories from clients regarding their earlier investing experiences, particularly about the days when rates that were available on CD's and bonds were much higher. While the U.S. faced two recessions in the early 1980's...

Thursday, August 15, 2019

Early on in my career, I took an interest in bond investments and particularly the role that they play in a sound portfolio. While many advisors were more interested in finding the next hot stock, I would scour bond inventories and...

Monday, July 15, 2019

Monday, July 1, 2019

Good afternoon,Tyler Morrow, CFPI wanted to take a minute to introduce you to Tyler Morrow. Tyler has been an adviser for almost five years and holds the CERTIFIED FINANCIAL PLANNER™ certification. He has been with Visionary...

Friday, February 15, 2019

Visionary Horizons was fortunate enough to add Nick Hughes, CFP® to our team at the beginning of 2019. Nick will be servicing his clients from his office in Chattanooga, TN. Here, in his own words, is his reason for being in our...

Friday, February 8, 2019

In the markets:U.S. Markets: U.S. stocks managed to move modestly higher this week as most of the major indexes recorded their seventh consecutive week of gains. Within the S&P 500, utilities shares performed the best followed by large...

Friday, February 1, 2019

For those of you that were unable to attend the webinar at its scheduled time, here is the link to view the recording:https://attendee.gotowebinar.com/register/2489569599528389889

Monday, January 28, 2019

Weekly Market Recap: Week Ending 1/25/2019In the marketsU.S. Markets: Following four weeks of solid gains the major U.S. benchmarks ended the week flat. The Dow Jones Industrial Average added just 30 points last week ending the week at...

Friday, January 18, 2019

In the markets:U.S. Markets: U.S. stocks recorded their fourth consecutive week of positive returns, continuing to build on their very strong start to 2019. The gains pulled most of the large-cap benchmarks out of correction territory,...

Friday, December 28, 2018

Weekly Market Recap: Week Ending 12.28.2018In the markets:U.S. Markets: U.S. stocks closed out the week with gains forged in another week of wild volatility. Sharp declines in the beginning of the week pushed the large cap S&P 500...

Friday, December 14, 2018

Weekly Market Recap: Week Ending 12/14/2018In the markets:U.S. Markets: The major U.S. indexes finished the week lower as a midweek rebound was retraced by a rout on Friday. The Dow Jones Industrial Average shed 288 points or -1.2% to...

Friday, December 7, 2018

Weekly Market Recap: Week Ending 12/7/2018In the markets:U.S. Markets: U.S. stocks fell sharply this week, with the technology-heavy NASDAQ Composite and smaller-cap indexes faring the worst. The Dow Jones Industrial Average plunged...

Friday, November 30, 2018

Weekly Market Recap: Week Ending 11/30/2018In the markets:U.S. Markets: The major U.S. indexes rebounded strongly this week as Federal Reserve Chair Jerome Powell said that the federal funds rate is "just below" a neutral level (from...

Friday, November 23, 2018

Weekly Market Recap: Week Ending 11/23/2018In the markets:U.S. Markets: U.S. stocks endured a second week of losses, primarily due to sell-offs on Monday and Tuesday. Declines were particularly evident in technology stocks, but energy...

Friday, November 16, 2018

Weekly Market Recap: Week Ending 11/16/2018In the markets:U.S. Markets: U.S. stocks fell for the week, starting with a plunge on Monday that saw the S&P 500 record its worst decline in a month. That was followed by a further decline on...

Thursday, November 15, 2018

As I sit here this morning, knocking out a few tasks before our Monday Morning Meeting, I can’t help but think I’m not the only one who may need a break…or maybe just a little rest.I’m currently on a 20 plus...

Friday, November 9, 2018

Weekly Market Recap: Week Ending 11.9.2018In the markets:U.S. Markets: U.S. stocks ended the week higher but gave back a portion of their gains on Friday. Large cap indexes outperformed both the technology-heavy NASDAQ Composite index...

Friday, November 2, 2018

Market Recap: Week Ending 11/2/2018In the markets:U.S. Markets: U.S. stocks recorded solid gains for the week. The Dow Jones Industrial Average rallied 582 points, or 2.4%, ending the week at 25,270. Despite a weak close on Friday and...

Friday, October 26, 2018

Market Recap: Week Ending 10/26/2018In the markets:U.S. Markets: U.S. stocks experienced another week of sharp declines – the fourth down week of the last five. The large cap S&P 500 and the Nasdaq Composite indexes joined the...

Friday, October 19, 2018

Market Recap: Week Ending 10/19/2018In the markets:U.S. Markets: The major U.S. stock indexes produced mixed results for the week as a strong rally on Tuesday was offset by a sell-off Thursday and, for much of the market, Friday. The...

Friday, October 12, 2018

In the markets:U.S. Markets: Stocks fell sharply this week with the large cap S&P 500 index losing more than 5% on Wednesday and Thursday combined, the largest two-day drop since early February. Stocks managed a bounce on Friday with...

Friday, October 5, 2018

Market Recap: Week Ending 10/5/2018In the markets:U.S. Markets: The major U.S. benchmarks ended the week lower with large-cap indexes holding up substantially better than the technology-heavy NASDAQ Composite and the smaller cap...

Friday, September 28, 2018

Market Recap: Week Ending 9/28/2018In the markets:U.S. Markets: The major U.S. indexes ended mixed for the second week. The technology-heavy Nasdaq Composite recorded a solid gain, while most of the other benchmarks declined. The Dow...

Friday, September 21, 2018

Market Recap: Week Ending 9/21/2018In the markets:U.S. Markets: U.S. stock indexes finished the week mixed with the Dow and the S&P 500 at or near record highs, while the NASDAQ continued to see pressure amid weakness in tech stocks....

Friday, September 14, 2018

Market Recap: Week Ending 9/14/2018In the markets:U.S. Markets: U.S. stocks finished the week with gains despite significant volatility intraweek, mostly triggered by trade headlines. Early in the week concerns about the Trump...